Strata Insurance

Strata Insurance
Strata insurance is essential for protecting shared residential buildings such as apartment complexes, units, and townhouses. It helps cover the building structure and common areas while protecting owners from unexpected costs.
At Cairns Home Insurance, we help strata managers and body corporates find suitable coverage from trusted insurers.
Who is this for
Strata insurance is designed for:
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Body corporate committees
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Apartment buildings
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Townhouse complexes
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Unit developments
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Strata managers in Cairns
Why It Matters in Cairns
Strata properties in Cairns can face weather-related risks such as heavy rain, strong winds, and tropical storms. The right insurance ensures the building and shared spaces are protected.
What’s Covered
Strata insurance typically includes:
Building Protection
Coverage for the building structure and shared areas.
Common Area Coverage
Protection for lifts, hallways, and shared facilities.
Public Liability
Protection if someone is injured in a common area.
Storm & Weather Damage
Coverage for damage caused by severe weather.
Legal Liability
Protection for claims related to building management.
Contact Cairns Home Insurance today to find reliable coverage for your strata property.
See what our clients say
"Roger and the team made switching insurers so easy. We saved over $800 a year on our home and contents policy."
Sarah M.
Smithfield
"Professional, responsive and genuinely helpful. They found us better cover at a lower price. Highly recommend."
Linda K.
Trinity Beach
"After Cyclone Jasper, Cairns Home Insurance was incredible. They handled our claim from start to finish."
David & Jane T.
Palm Cove
"The team reviewed our business insurance and identified gaps we didn't know existed. Peace of mind at last."
James P.
Redlynch
"As a landlord with three properties, having a local broker who understands the Cairns market is invaluable."
Michael B.
Redlynch
"We've been with Cairns Home Insurance for 8 years. Wouldn't go anywhere else for our insurance needs."
