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Strata Insurance

Strata insurance for modern Cairns apartments.

Strata Insurance

Strata insurance is essential for protecting shared residential buildings such as apartment complexes, units, and townhouses. It helps cover the building structure and common areas while protecting owners from unexpected costs.

At Cairns Home Insurance, we help strata managers and body corporates find suitable coverage from trusted insurers.

Who is this for

Strata insurance is designed for:

  • Body corporate committees

  • Apartment buildings

  • Townhouse complexes

  • Unit developments

  • Strata managers in Cairns

Why It Matters in Cairns

Strata properties in Cairns can face weather-related risks such as heavy rain, strong winds, and tropical storms. The right insurance ensures the building and shared spaces are protected.

What’s Covered

Strata insurance typically includes:

Building Protection
Coverage for the building structure and shared areas.

Common Area Coverage
Protection for lifts, hallways, and shared facilities.

Public Liability
Protection if someone is injured in a common area.

Storm & Weather Damage
Coverage for damage caused by severe weather.

Legal Liability
Protection for claims related to building management.

Contact Cairns Home Insurance today to find reliable coverage for your strata property.

See what our clients say

"Roger and the team made switching insurers so easy. We saved over $800 a year on our home and contents policy."

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Sarah M.

Smithfield

"Professional, responsive and genuinely helpful. They found us better cover at a lower price. Highly recommend."

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Linda K.

Trinity Beach

"After Cyclone Jasper, Cairns Home Insurance was incredible. They handled our claim from start to finish."

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David & Jane T.

Palm Cove

"The team reviewed our business insurance and identified gaps we didn't know existed. Peace of mind at last."

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James P.

Redlynch

"As a landlord with three properties, having a local broker who understands the Cairns market is invaluable."

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Michael B.

Redlynch

"We've been with Cairns Home Insurance for 8 years. Wouldn't go anywhere else for our insurance needs."

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Karen & Steve W.

Redlynch

Get a personalised quote today

Cairns Home Insurance Logo

Your trusted local insurance broker in Cairns, providing personalised advice and access to multiple insurers for over 20 years.

14 Spence Street,  Cairns QLD 4870

Insurance Services

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Service Areas

Cairns

Smithfield

Trinity Beach

Palm Cove

Redlynch

Edmonton

Gordonvale

Northern Beaches

The information on this website is general in nature and does not take into account your objectives, financial situation or needs. Before making any decision about any insurance product, consider whether it is appropriate for your circumstances and read the relevant Product Disclosure Statement(s) (PDS) and Target Market Determination(s) (TMD). Cairns Home Insurance Pty Ltd ( ABN 32696580588) is a Corporate Authorised Representative (CAR 001320505) of Sirius Insurance Pty Ltd ABN 60 606 142 027, AFSL 550946.

Insurance Broker · Cairns, Queensland, Australia

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