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About Cairns Home Insurance

Locally owned and operated, we've been helping Cairns families and businesses find the right insurance for over 20 years.

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Our story

At Cairns Home Insurance, we believe insurance should be personal, transparent and tailored to your individual needs. As a locally owned and operated business, we understand the unique challenges of protecting homes, vehicles and businesses in tropical Far North Queensland.

Rather than being tied to a single insurer, we compare policies from a panel of Australia's leading insurance companies to help you find the right cover at a competitive price. Whether you're insuring your family home, your car, an investment property or your business, you'll receive honest, personalised advice from a local team that genuinely cares about protecting what matters most.

Our Mission

To provide Cairns and Far North Queensland with genuinely personalised insurance advice, ensuring every client has the right cover to protect what matters most — backed by local expertise, not call centres.

TESTIMONIALS

Trusted by Cairns Families and Businesses

"Roger and the team made switching insurers so easy. We saved over $800 a year on our home and contents policy."

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Sarah M.

Smithfield

"Professional, responsive and genuinely helpful. They found us better cover at a lower price. Highly recommend."

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Linda K.

Trinity Beach

"After Cyclone Jasper, Cairns Home Insurance was incredible. They handled our claim from start to finish."

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David & Jane T.

Palm Cove

"The team reviewed our business insurance and identified gaps we didn't know existed. Peace of mind at last."

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James P.

Redlynch

"As a landlord with three properties, having a local broker who understands the Cairns market is invaluable."

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Michael B.

Redlynch

"We've been with Cairns Home Insurance for 8 years. Wouldn't go anywhere else for our insurance needs."

Confident Woman Outdoors

Karen & Steve W.

Redlynch

Don't wait for tomorrow — protect what matters today.

Get personalised insurance advice from a trusted Cairns broker. It only takes a few minutes to get started.

Cairns Home Insurance Logo

Your trusted local insurance broker in Cairns, providing personalised advice and access to multiple insurers for over 20 years.

14 Spence Street,  Cairns QLD 4870

Insurance Services

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Service Areas

Cairns

Smithfield

Trinity Beach

Palm Cove

Redlynch

Edmonton

Gordonvale

Northern Beaches

The information on this website is general in nature and does not take into account your objectives, financial situation or needs. Before making any decision about any insurance product, consider whether it is appropriate for your circumstances and read the relevant Product Disclosure Statement(s) (PDS) and Target Market Determination(s) (TMD). Cairns Home Insurance Pty Ltd ( ABN 32696580588) is a Corporate Authorised Representative (CAR 001320505) of Sirius Insurance Pty Ltd ABN 60 606 142 027, AFSL 550946.

Insurance Broker · Cairns, Queensland, Australia

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