About Cairns Home Insurance
Locally owned and operated, we've been helping Cairns families and businesses find the right insurance for over 20 years.
Our story
Founded by Roger Ward, Cairns Home Insurance was built on the belief that insurance should be personal, transparent and tailored to each client's unique situation. As a qualified insurance broker with deep ties to the Cairns community, Roger understands the challenges of living in tropical Far North Queensland.
We work with a panel of Australia's leading insurers to compare policies and find the best value — so you don't have to. Whether you're insuring your first home, a fleet of vehicles, or a commercial property, we're here to help.
Our Mission
To provide Cairns and Far North Queensland with genuinely personalised insurance advice, ensuring every client has the right cover to protect what matters most — backed by local expertise, not call centres.
Our numbers speak for itself
2OK
Home Protected
35K+
Policies Issued
15+
Insurance Experts
50k
Happy Customers
Meet Roger Ward
With over 20 years' experience in the insurance industry, Roger is passionate about helping Cairns locals protect what matters most. He holds a full Australian Financial Services Licence and is a member of the National Insurance Brokers Association (NIBA).
Roger's approach is simple: listen first, then find the right solution. Unlike large insurers, you'll deal directly with Roger — a real local expert who genuinely cares about your protection.
20+ years' industry experience
NIBA member
Local Cairns resident
Qualified insurance broker
Personalised one-on-one service
Roger Ward
Local Insurance Specialist
TESTIMONIALS
Trusted by Cairns Families and Businesses
"Roger and the team made switching insurers so easy. We saved over $800 a year on our home and contents policy."
Sarah M.
Smithfield
"Professional, responsive and genuinely helpful. They found us better cover at a lower price. Highly recommend."
Linda K.
Trinity Beach
"After Cyclone Jasper, Cairns Home Insurance was incredible. They handled our claim from start to finish."
David & Jane T.
Palm Cove
"The team reviewed our business insurance and identified gaps we didn't know existed. Peace of mind at last."
James P.
Redlynch
"As a landlord with three properties, having a local broker who understands the Cairns market is invaluable."
Michael B.
Redlynch
"We've been with Cairns Home Insurance for 8 years. Wouldn't go anywhere else for our insurance needs."
