20+ Years Experience
Local Cairns Insurance Specialist
Access to Multiple Insurers
Personalised Advice
20+ Years Experience
Local Cairns Insurance Specialist
Access to Multiple Insurers
Personalised Advice
OUR SERVICES
Insurance Solutions for Every Need
Protect your Cairns home against cyclones, floods, storms and theft with comprehensive cover.
Comprehensive, third party fire & theft, or third party property damage cover for your vehicle.
Body corporate and strata insurance for residential and commercial complexes in Far North Queensland.
Tailored packages for Cairns businesses including public liability, professional indemnity and more.
Protect your investment property with cover for building, contents, loss of rent and liability.
Everything is Transparent
We ensure that you receive clear, straightforward comparisons tailored to your specific needs.
Learn More
ABOUT US
Mark Godsell
Local Insurance Specialist
Your Local Insurance Partner in Cairns
With over 20 years of experience in the industry, I am dedicated providing you with a superior customer experience. My extensive knowledge across a wide range of products and placements ensures that you receive the right coverage tailored to your needs. Rest assured, my expertise in claims handling—from domestic to large corporate risks—will help secure best possible outcomes when you need it most.
Over 20 years experience
Personalised advice tailored to your needs
Dedicated claims support when you need it most
Access to multiple leading Australian insurers
ABOUT US
Roger Ward
Director
Your Local Insurance Partner in Cairns
With over 30 years of experience in Cairns, I am dedicated providing you with a superior customer experience. My extensive knowledge across a wide range of products and placements ensures that you receive the right coverage tailored to your needs. Rest assured, my expertise in claims handling—from domestic to large corporate risks—will help secure best possible outcomes when you need it most.
Over 30 years experience
Personalised advice tailored to your needs
Dedicated claims support when you need it most
Access to multiple leading Australian insurers
WHY CHOOSE US
Why Choose Cairns Home Insurance?
20+ Years Experience
Over two decades helping Cairns residents find the right insurance coverage.
Local Cairns Knowledge
We understand the unique risks facing properties in Far North Queensland.
Multiple Insurers
Access to a panel of trusted insurers so you get the best options available.
Personalised Advice
Speak directly with Roger Ward, your local insurance specialist.
Why Use an Insurance Broker?
Unlike going directly to a large insurer, an insurance broker works for you – not the insurance company. We compare multiple insurers to find you the best coverage at the best price.
Local expertise in Cairns & Far North Queensland
Personalised advice tailored to your needs
Dedicated claims support when you need it most
Access to multiple leading Australian insurers
PROTECT WHAT MATTERS
Why Insurance Matters in Far North Queensland
Living in tropical North Queensland brings unique risks. Understanding your exposure is the first step to ensuring your family and assets are properly protected.
Cyclones
Cairns sits within the cyclone belt. Proper home insurance ensures you're covered for wind and structural damage.
Flooding
Flash flooding is common during the wet season. Flood cover is essential for homes in low-lying areas.
Storm Damage
Severe thunderstorms can cause hail, falling trees and water ingress. Comprehensive cover protects you.
Tropical Climate
Humidity, mould and pest damage are ongoing risks in Far North Queensland. Ensure your policy covers these.
TESTIMONIALS
Trusted by Cairns Families and Businesses
"Roger and the team made switching insurers so easy. We saved over $800 a year on our home and contents policy."
Sarah M.
Smithfield
"Professional, responsive and genuinely helpful. They found us better cover at a lower price. Highly recommend."
Linda K.
Trinity Beach
"After Cyclone Jasper, Cairns Home Insurance was incredible. They handled our claim from start to finish."
David & Jane T.
Palm Cove
"The team reviewed our business insurance and identified gaps we didn't know existed. Peace of mind at last."
James P.
Redlynch
"As a landlord with three properties, having a local broker who understands the Cairns market is invaluable."
Michael B.
Redlynch
"We've been with Cairns Home Insurance for 8 years. Wouldn't go anywhere else for our insurance needs."
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