Tue, 26 Jan 2021 17:02:22 +1000WeeblyWed, 28 Feb 2018 21:46:50 GMThttps://www.cairnshomeinsurance.com.au/blog/home-insurance-the-cairns-built-to-last-program-results​The Build to Last retrofit program, designed by the CTS research team, addresses the following main causes of structural damage and expensive insurance claims.
RoofingStructural roof failures are prevented by tying the roof to the ground to handle high winds. This greatly reduces the cost of repairs, size of insurance claims, chance of other buildings being damaged by flying roof debris, and time spent by the community cleaning up roof debris. Roof upgrades range from $3,000 to $30,000.
Doors and windowsProtecting doors and windows prevents them letting in wind and rain and causing internal structural pressure and damaging contents. This would reduce the cost of insurance claims by at least 8% or up to $15,000. DIY window coverings cost around $1,360.
Community preparednessMaking residents in the community aware and prepared reduces the sheer number of claims. It includes asking them to secure their garden sheds, remove shade sails, and bring outdoor furniture inside. 86% of claims after Cyclone Yasi were for minor and preventable costs. Community awareness and preparedness delivers benefits at a 14:1 Benefit-to-Cost ratio.
]]>Tue, 17 Jan 2017 21:25:18 GMThttps://www.cairnshomeinsurance.com.au/blog/site-sorts-insurance-optionsCairns Insurance customers have a new way to chose the best deal with the launch of Cairnshomeinsurance.com.au as comparison website. The site list 4 tier one insurers including Warren Buffets global insurance company Bershire hathaway and was launched by Cairns Mortgage Brokers director Roger Ward.
Mr Ward said the business was a last ditch effort to try to combat the high price Cairns Residents paid for insurance. Clients are able to compare numbers of insurance offering in just minutes. Queensland home owners pay up to 5 times what our southern cousins pay. Competition is the only method we have to drive prices down. The addition of Bershire hathaway is a major step forward for competition and lets hope this gets the major domestic insurers worried. They have been making billions from excessive prices on Queensland Property.]]>